Wednesday, September 18, 2013

Money: How Do You View It? - By Dave Ramsey

Recently, Dave Ramsey (the author of Total Money Makeover, and Financial Peace University) asked his online followers, “How Do You View Money?”  Afterwards he wrote most of what appears below with permission to make a few edits to fit whatever format was used to present it.  I haven't changed much of anything because I think this is pretty good stuff and definitely worth thinking about.
As Dave teaches in The Legacy Journey, contentment is the greatest financial principle. While discontentment has us constantly aching for more, contentment provides the peace and strength we need to win with money. In order to walk in that peace, we must first address how we look at money.

We can view money three ways: with a spirit of poverty, a spirit of pride or a spirit of gratitude. One view is biblical and the other two are not. Of course, like with most things in life, it's much easier to drift toward the world's ways than God's ways.

The Spirit of Poverty
You believe wealth is evil. It's okay to get by, but having more money than you need is ungodly. It's wrong, and it will ultimately make you a bad person. If you succeed, you feel guilty. If others succeed, you judge. This view is not biblical.

The Spirit of Pride
You believe wealth is a result of your hard work. You've put in the hours and the years—you deserve every dollar you bring home. You've made wise choices with your money, so you're obviously the reason you're doing well. You, you, you. This view is not biblical either.

The Spirit of Gratitude
You recognize that wealth is not evil and it didn't come from you. Any financial blessings you receive are from God. He loves you. He wants you to use His resources to take care of your household, prepare for the future, change your family tree, and bless others.

You see, when we recognize that everything is really from Him, we can face temptation to spend recklessly and we can win with money. We can budget for big purchases and win. We can save for retirement and our kid's college and win. We can look for ways to help others and win.

In his book The Blessed Life, Pastor Robert Morrisexplains it this way: "Pride wants people to think that we paid more. Poverty wants people to think we paid less. Gratitude doesn't care what people think; it only cares what God thinks!"

This spirit of gratitude is the biblical view. 2 Corinthians 9:10–11 says, "For God is the one who provides seed for the farmer and then bread to eat. In the same way, he will provide and increase your resources and then produce a great harvest of generosity in you. Yes, you will be enriched in every way so that you can always be generous. And when we take your gifts to those who need them, they will thank God."

Contentment leads to generosity. Generosity points others to Christ.

There truly is no greater financial principle.

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